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How Our Credit Repair Process Works!

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How Our Program Works

STEP 1: Credit Report Audit ANalysis

Step 2: Dispute Inaccurate AND UNVERIFIABLE Accounts

 Our experts will examine items affecting your credit and determine a course of action. All three major credit bureaus will be used to obtain your credit history and scores.

You will receive a detailed report through e-mail, as well as how many items are in the process of being disputed, and how many stand positive.

 Our experts will examine Items that are affecting Your credit And determine a course of action. All three major credit bureaus will be used to obtain your credit history and scores.

You will receive a detailed report through e-mail, as well as how many items are in the process of being disputed, and how many stand positive.

After reviewing your credit report, we will challenge inaccurate, unverifiable, and erroneous information being reported by the bureaus on your behalf.  

 

While this process takes place, it is important that you do not have any type of written or verbal contact with any company that is attempting to collect a debt. It is also important that any correspondence from a debt collector or credit bureau is uploaded in the portal. You should also not mess with your Identity IQ account, as pulling a report on your own can hurt your scores.

After Reviewing Your Credit Report We will Challenge inaccurate, Unverifiable and erroneous information these items with the credit bureaus on your behalf.  

 

While this process takes place, it is important that you do not have any type of written or verbal contact with any company that is attempting to collect a debt. It is also important that any correspondence from a debt collector or credit bureau is uploaded into the portal.

STEP 3: Wait For A Response From The Three Major Credit Bureaus

STEP 4: Ongoing Credit Management And Education

*We will analyze your dispute results and send out another set of challenges on your behalf if necessary. We use various legal and personalized methods to help remove negative accounts on your Credit Report.

Every time your score and report are updated, you will have direct access to them in our client portal. This allows you to be part of our process. 

*Credit reports and credit scores will update approximately every 30-45 days.

*We will analyze your dispute results and send out another set of challenges on your behalf if necessary. We use various methods To help remove negative accounts on Your Credit Report.

Every time your score and report are updated, you will have direct access to them in our client portal. This allows you to be part of our process. 

*Credit reports and Credit Scores will update every 30-45 days.

Our experts will educate, mentor and guide you to help build positive credit. Additionally, we will help you maintain healthy habits that will help you achieve a high credit score rating.

 

Making on-time payments and keeping your credit utilization low are just a few ways to help your credit scores. 

Our experts will educate, mentor and guide you to help build positive credit.

 

Making on-time payments and keeping your credit utilization low are just a few ways to help your credit scores. 

We will help you establish responsible habits that help achieve a high credit score rating.

Step 5:  YOU HAVE REACHED CREDIT FREEDOM !

Congratulations! Thanks to your patience, you now have achieved a score that proves that you are "credit worthy" to lenders. Because of this, you will be able to apply for credit with low APR /interest rates. This will allow you to have more money in your pocket instead of giving your money away to lenders.

Congratulations! thanks to your patience, you now have achieved a score that proves that you are "Credit worthy" to lenders. because of this, you will be able to apply for credit with low apr rates, you will be able to also purchase items with low interest rates. this will allow you to have more money in your pocket instead of giving your money away to lenders.